Blog
Self-Managed Superannuation Funds
Mar 5, 2016
Self-managed superannuation funds (SMSFs) are a popular option for investors seeking greater control over their retirement savings.
Investment Fundamentals Part 3
Mar 3, 2016
The level of risk an investor takes relative to the investment return they expect to receive is sometimes known as the ‘risk to return ratio’.
Investment Fundamentals Part 2
Mar 1, 2016
When a financial adviser creates a financial plan, they use a number of factors to determine which combination of asset classes will work best for you.
Market volatility update
Feb 26, 2016
Global stock markets have had a volatile start to 2016, with most markets recording losses over the first weeks of the year. Falls in global stock markets were prompted at the start of this year with some weaker manufacturing data in China and the US, and political tensions between Saudi Arabia and Iran.
Investment Fundamentals Part 1
Feb 21, 2016
Whilst your investment objective is to maximise return, this is always subject to risk and there is a chance you could lose money or not make as much as you expected. Investment risk can be due to factors such as inflation, taxation, economic downturns or a drop in a particular market.
Is making extra mortgage repayments still the best option?
Feb 19, 2016
When interest rates are high, the mortgage is often the best option as it offers a tax free, risk free guaranteed return equal to the interest saved by making the extra repayments.
What is your most important asset?
Feb 12, 2016
Most people have insurance for their home, contents and motor vehicle. Insuring these are important to Australians and the statistics show that most people think these are more important than insuring your life or income.
Take care with Binding Death Benefit Nominations
Feb 9, 2016
A recent Queensland Supreme Court case highlights the importance of ensuring that your binding death benefit nomination (BDBN) complies with the requirements of the trust deed for your self managed superannuation fund (SMSF).
Insights
Feb 9, 2016
Statistics are something that provide insight into the past, the present and the future. We compare past trends to the present day trends to help us predict future trends. Here are some interesting stats around Baby Boomers, Generation Y and our current use of technology.
The Behaviour Gap
Feb 5, 2016
The book contains many anecdotal accounts of how the author and his clients have a tendency to make important investment decisions based on fear, greed, media reports, impulse, crowd mentality and other inappropriate decision criteria.
Are you ready to take control of your financial situation?
Feb 4, 2016
You may be one of the millions who made a resolution this year – are you going to take action to make it a reality? If taking control of your finances is on the top of your list, these tips will help you on your way.
Changes to car allowances
Feb 4, 2016
Employers are reminded that if you pay staff a car allowance, you need to withhold tax on any amount you pay that is more than 66 cents per kilometre from July 1, 2015.