by Ben Smith | Mar 24, 2016 | Financial Planning
From January 1 2017 the following changes will take place: The lower assets test threshold will increase, resulting in approximately 170,000 people receiving an increase in their age pension. The upper assets test threshold will be reduced, resulting in approximately...
by Ben Smith | Mar 16, 2016 | Financial Planning
Establishing a savings plan Successfully building wealth is a commitment you make to yourself. The best place to start could be to establish a savings plan. The key to successful saving isn’t having lots of money, it is consistency and discipline. Successful savers...
by Ben Smith | Mar 7, 2016 | Financial Planning
By setting goals, planning ahead and being smart with your savings and debt strategies – you can actively grow your wealth even from a modest start. Setting goals Financial goals can generally be divided into three broad categories: Short-term – A new car or...
by Ben Smith | Mar 5, 2016 | Financial Planning
Self-Managed Super Funds Self-managed superannuation funds (SMSFs) are a popular option for investors seeking greater control over their retirement savings. However, the decision to establish an SMSF should not be taken lightly. Whether an SMSF is suitable for you...
by Ben Smith | Mar 3, 2016 | Financial Planning
Understanding risk and return The level of risk an investor takes relative to the investment return they expect to receive is sometimes known as the ‘risk to return ratio’. As a general rule, the larger the potential investment return, the higher the...
