by Ben Smith | Feb 26, 2016 | Financial Planning
Global stock markets have had a volatile start to 2016, with most markets recording losses over the first weeks of the year. Falls in global stock markets were prompted at the start of this year with some weaker manufacturing data in China and the US, and political...
by Ben Smith | Feb 21, 2016 | Financial Planning
Risk vs return Whilst your investment objective is to maximise return, this is always subject to risk and there is a chance you could lose money or not make as much as you expected. Investment risk can be due to factors such as inflation, taxation, economic downturns...
by Ben Smith | Feb 19, 2016 | Financial Planning
Should a person who has surplus income: make extra mortgage payments; contribute the money to super, or; invest the money in their own name? When interest rates are high, the mortgage is often the best option as it offers a tax free, risk free guaranteed return equal...
by Ben Smith | Feb 12, 2016 | Financial Planning
Most people have insurance for their home, contents and motor vehicle. Insuring these are important to Australians and the statistics show that most people think these are more important than insuring your life or income. 70.7% Australians insure their car 54.4%...
by Ben Smith | Feb 9, 2016 | Accounting & Audit, SMSF Specialists
A recent Queensland Supreme Court case highlights the importance of ensuring that your binding death benefit nomination (BDBN) complies with the requirements of the trust deed for your self managed superannuation fund (SMSF). In Munro v Munro the Court held that Mr...
